Surrogacy in India for NRIs: Everything You Need to Know in 2025

Surrogacy in India for NRIs: Everything You Need to Know in 2025

Are you thinking about surrogacy in India as an NRI but don’t know where to start? Surrogacy in India can be a cost-effective choice for many intended parents, however, the complex and overwhelming surrogacy laws make it difficult to navigate the process in India. 

Looking into surrogacy in India for NRIs? You probably have lots of questions. This article will guide you through the process, costs, and legal aspects. We aim to help you understand surrogacy services in India better.

Get in touch for FREE SURROGACY CONSULTING:

Mobile: +91-8800481100 ( WhatsApp, Line, Viber)

Email: neelam@ivfconceptions.com

📮 Ukrainesurrogacyagency.com

Key Takeaways

• Surrogacy services in India are governed by the Surrogacy (Regulation) Act, 2021. It only allows altruistic surrogacy, not commercial.
• Choosing surrogacy in India can save you tens of thousands of dollars compared to the USA. It’s a cost-effective option.
• To be eligible, intending parents must be married for at least five years and have no living biological or adopted children.
• Finding a reputable surrogacy clinic is key for a clear and legal surrogacy process in India.
• Surrogacy laws in India can change, so it’s important to stay updated for NRIs and overseas Indians considering surrogacy in India.
• Surrogacy in India for NRI offers affordable options, with packages ranging from ₹20,00,000 to ₹35,00,000.

More Resources to Read:

Cost of Surrogacy in USA: What to Expect

Who Can Become Surrogate Mother: Requirements And Info

Surrogate Mother Cost for Twins: What to Expect

Average Cost for Surrogacy: Detailed Breakdown

Understanding Surrogacy in India for NRI Couples

 

When you think about surrogacy for non-resident Indians, it’s key to know the types available in India. The process involves a surrogate mother carrying a child for the intended parents. There are two main types: gestational surrogacy and traditional surrogacy.

Gestational surrogacy is the most common. It’s where the surrogate mother carries an embryo created by the intended parents through IVF. This type is often chosen because it lets the intended parents have a genetic link to the child. When picking the best surrogacy clinics in India, look at their success rates, experience, and reputation.

Some important things to think about when choosing a surrogacy clinic include:

• Experience with international patients
• Success rates for gestational surrogacy
• Compliance with Indian laws and regulations

Understanding the surrogacy process and picking a reputable clinic can make your journey to parenthood smooth and successful. Always research and choose a clinic that fits your needs and preferences. Don’t hesitate to ask for help and guidance from experts.

Eligibility Requirements and Legal Framework

Understanding the legal aspects of surrogacy is key when thinking about it in India. The Surrogacy (Regulation) Act, 2021, has rules. 

 

THE SURROGACY (REGULATION) ACT, 2021- In Nutshell

• Altruistic Surrogacy only (no direct financial benefit to the surrogate mother)
• Registered Surrogacy Clinic only (ART Registered clinics can perform surrogacy).
• Single woman (divorced or widowed), between the age of 35 to 45 years. A genetic link is a must. 
• Married Indian female (25 to 50 years) and male (26 to 55 years).
• Only Indian citizens and OCI are allowed to do surrogacy ( married couples)
• Couple have not had any healthy surviving child biologically or by adoption.
• Have to have Medical indication necessitating gestation surrogacy.
• To obtain a certificate of essentiality from The Appropriate Authority.
• To obtain certificate of medical indication necessitating gestation surrogacy from District Medical Board.
• Parentage Order passed by First class Magistrate.
• Surrogate Mother to obtain eligibility certificate from The Appropriate Authority.
• Surrogacy (Regulation) Amendment Rules, 2024- As of 21st Feb 2024, it is possible to use an egg donor or sperm donor if all other conditions are met. 

The surrogacy laws in India aim to keep surrogacy safe and ethical. Surrogates must be Indian women, 25 to 35 years old, and have had a child before. The law also says only Indian citizens and NRIs can use surrogacy services in India.

When looking at the surrogacy cost in India, remember there are many costs. These include medical bills, insurance, and the surrogate’s compensation. A court must approve the surrogacy agreement. 

This agreement outlines what each party must do. Knowing the legal rules and who can qualify helps you decide if surrogacy in India is right for you.

 

• Age Criteria for Intended Parents:

• • • Women must be between 23 and 50 years old.
    • Men must be between 26 and 55 years old.

• Eligibility Restrictions:

• • • Same-sex couples are not allowed to pursue surrogacy under these laws.

• Surrogate Mother Requirements:

• • Must be a married woman.
  • Age must be between 25 and 35 years.
  • Must have at least one biological child.

 

The Complete Process of Surrogacy in India for NRI

The surrogacy process for NRI in India has many steps. These include initial consultation, medical screening, legal documents, choosing a surrogate, and medical procedures. Knowing these steps is key for a smooth journey. The legal requirements for NRI surrogacy are also vital for a legally binding process.

The journey starts with an initial consultation. Here, the intended parents talk to a fertility specialist about their options. Then, there’s medical screening to check if everyone is eligible. The surrogacy agencies in India help a lot in this process. They make sure everyone knows their rights and duties.

Some important steps in the surrogacy process for NRI in India are:

• Initial consultation and medical screening
• Legal documents, like the surrogacy agreement and court order
• Choosing a suitable surrogate mother
• Medical procedures, such as IVF and embryo transfer

Working with trusted surrogacy agencies in India is crucial. They offer support and guidance from start to finish. This helps make the journey successful and smooth.

Step	Description
Initial Consultation	Meeting with a fertility specialist to discuss options
Medical Screening	Series of tests to determine eligibility
Legal Documentation	Surrogacy agreement and court order
Surrogate Selection	Choosing a suitable surrogate mother
Medical Procedures	IVF and embryo transfer

 

Surrogacy cost for NRI in India

Thinking about surrogacy options for NRI? The cost is a big deal. In India, it can cost between20 Lakhs INR to $30 Lakhs INR. This is much cheaper than in other countries, making India a top choice for surrogacy.

Cost of Surrogate Mother in India with Complete Breakdown

The cost of surrogacy in India varies based on multiple factors, including clinic fees, surrogate compensation, legal procedures, and medical expenses. Although commercial surrogacy for foreigners and NRIs is banned, Indian residents still have access to altruistic surrogacy under strict regulations. The estimated cost ranges between ₹20 lakh to ₹30 lakh. 

Surrogacy Cost Breakdown in India (Stage-wise)

Surrogacy Stage	Estimated Cost (INR)	Details
Initial Consultation & Screening	₹50,000 – ₹1,00,000	Includes fertility specialist consultation, medical evaluation of intended parents, and surrogate screening.
Legal Documentation & Agreement	₹1,00,000 – ₹2,00,000	Covers lawyer fees, surrogacy contracts, and court registration.
IVF & Embryo Transfer	₹3,50,000 – ₹5,00,000	Includes IVF cycle, embryo creation, and transfer to the surrogate.
Surrogate Mother Compensation	₹5,00,000 – ₹8,00,000	Paid in installments for the surrogate’s care, living expenses, and post-delivery support.
Antenatal Care & Medical Expenses	₹2,50,000 – ₹4,00,000	Covers prenatal check-ups, medications, ultrasounds, and pregnancy-related care.
Delivery Charges	₹2,00,000 – ₹5,00,000	Depends on normal delivery or C-section, hospital stay, and medical care for the surrogate.
Post-Delivery Care & Baby Documentation	₹1,00,000 – ₹2,50,000	Covers postnatal care, baby’s birth certificate, and other legal formalities.
Miscellaneous Costs (Travel, Accommodation, Insurance)	₹2,00,000 – ₹3,00,000	Includes surrogate insurance, travel for intended parents, and emergency expenses.
Total Estimated Cost	₹20,00,000 – ₹30,00,000	Varies based on location, clinic, and medical requirements.

 

State-wise Surrogacy Cost in India

State	Estimated Cost (INR)	Remarks
Delhi NCR	₹22,00,000 – ₹30,00,000	Top-tier clinics, advanced medical facilities.
Mumbai (Maharashtra)	₹22,00,000 – ₹28,00,000	High-demand surrogacy hubs, slightly expensive.
Bangalore (Karnataka)	₹20,00,000 – ₹27,00,000	Quality fertility clinics, competitive pricing.
Hyderabad (Telangana)	₹19,00,000 – ₹25,00,000	Affordable treatment, growing surrogacy services.
Kolkata (West Bengal)	₹18,00,000 – ₹24,00,000	Budget-friendly, fewer surrogacy agencies.
Chennai (Tamil Nadu)	₹19,00,000 – ₹26,00,000	Good medical infrastructure, moderate pricing.
Ahmedabad (Gujarat)	₹20,00,000 – ₹27,00,000	Strong legal support, ethical surrogacy practices.
Pune (Maharashtra)	₹20,00,000 – ₹28,00,000	Similar to Mumbai, but slightly lower costs.

 

Factors Affecting Surrogacy Cost in India

1. Location – Costs vary between metropolitan cities and smaller towns.
2. Surrogate Compensation – Rates depend on the surrogate’s background and medical history.
3. Medical Complications – Additional tests, procedures, or C-sections can increase expenses.
4. Number of IVF Cycles – Multiple attempts raise the overall cost.
5. Legal Fees & Documentation – Required for contract preparation and compliance with Indian laws.
6. Hospital & Clinic Charges – Private hospitals may have higher fees than government facilities.

 

Choosing the Right Surrogacy Clinic in India

When looking into surrogacy options in India, picking a good clinic is key. Delhi and Bengaluru are top spots for surrogacy, with many surrogacy clinics in India and agencies. These places offer IVF, egg donation, and surrogacy at lower surrogacy cost for NRI than other countries.

When choosing a clinic, think about its reputation, success rates, and the team’s experience. Also, look at the surrogacy cost for NRI and what’s included. Ekmi Fertility, for instance, has a special package for NRIs. It focuses on a personal touch and a dedicated team.

Here are some key factors to consider when choosing a surrogacy clinic in India:

• Reputation and success rates
• Experience of the doctors and staff
• Surrogacy cost for NRI and services included
• Personalized approach and dedicated team support

 

Surrogacy in India for OCI Card Holders (2025Update)

India has strict regulations on surrogacy, especially for non-residents, under the Surrogacy (Regulation) Act, 2021. Until recently, OCI (Overseas Citizen of India) cardholders faced significant legal restrictions when seeking surrogacy in India. However, recent government proposals indicate a potential easing of these restrictions, making it more accessible to OCIs under certain conditions.

Eligibility for OCI Card Holders

• Marital Status: Only legally married heterosexual couples are eligible. Same-sex couples and single individuals (men and women) are not permitted to pursue surrogacy in India.
• Residency Requirement: Both partners must hold OCI cards and provide proof of residence.
• Medical Justification: The couple must provide medical records proving medical infertility as the reason for surrogacy.
• Documentation Needed:
  • OCI Cards & Passports
  • Marriage Certificate
  • Proof of Address
  • Medical reports confirming infertility (IVF results, etc.)

Legal Process & Approval

• OCI cardholders must obtain approval from a government-appointed medical board before proceeding with surrogacy.
• Only altruistic surrogacy is allowed, meaning the surrogate must be a close relative of the intended parents, and no commercial compensation is permitted.

Other Key Considerations

• Egg & Sperm Donation: The recent amendments now allow donor eggs in surrogacy procedures for OCI couples.
• Guaranteed Pregnancy Packages: Some Indian fertility clinics now offer structured surrogacy packages that include legal assistance, medical procedures, and surrogate care.

Challenges & Recommendations

1. Legal Uncertainty: The government has proposed easing restrictions, but legal enforcement varies. Consulting an Indian fertility lawyer is highly recommended.
2. Strict Approval Process: The Medical Board approval can be a lengthy process, requiring patience and thorough documentation.
3. Surrogacy Agencies: While agencies can assist with legal and medical processes, ensure they are legally compliant with India’s surrogacy laws.

For the latest updates, consult legal experts or authorized fertility clinics specializing in OCI surrogacy cases in India like Complete Surrogacy. 

 

Additional Resources to Read:

Choosing the Best Surrogacy Agency in Georgia Country

The Complete Guide to Surrogacy Cost Without Agency

13 Crucial Factors for Choosing the Right Surrogacy Agency for You

Why Ukraine Surrogacy Agency?

Conclusion: Making Your Surrogacy Journey Successful

Surrogacy in India for NRI Couples is possible if they fulfill other eligibility criteria. Your surrogacy journey in India can be rewarding with the right help. As an NRI couple, knowing the legal and process details is key. Choosing a trusted clinic and agency ensures your surrogacy in India is handled well.

The surrogacy process might seem complex, but the benefits are worth it. India’s medical setup and international surrogacy services help NRI couples. With the right information and team support, your journey can be a success.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  Ukraine Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.

Our team has over 14 years of experience facilitating surrogacy arrangements, egg donation, and serving as an advocacy resource for infertile couples and LGBTQ individuals seeking to build families.

Get in touch for FREE SURROGACY CONSULTING:

Mobile: +91-8800481100 ( WhatsApp, Line, Viber)

Email: neelam@ivfconceptions.com

📮 Ukrainesurrogacyagency.com

 

 

FAQs for surrogacy in India for NRI

What are the different types of surrogacy available in India?

In India, there are two main types of surrogacy. The most common is gestational surrogacy. Here, the surrogate carries an embryo created by the intended parents through IVF. Traditional surrogacy is less common. It involves the surrogate getting pregnant naturally, and the child is genetically hers.

What are the current legal requirements for NRIs seeking surrogacy in India?

The Surrogacy (Regulation) Act, 2021, has strict rules for surrogacy in India. NRIs need to know these laws. This includes the length of marriage, medical certificates, and the surrogate’s eligibility.

What are the benefits of choosing India for surrogacy as an NRI?

India is a good choice for NRIs looking for surrogacy. It offers affordable and ethical services. The country has a strong surrogacy industry, skilled doctors, and laws that protect everyone involved.

What is the surrogacy process for NRIs in India?

The surrogacy process for NRIs in India has several steps. These include the first consultation, legal documents, choosing a surrogate, and medical procedures. Knowing each step is key for a successful journey.

How much does surrogacy cost for NRIs in India?

The cost of surrogacy in India for NRIs varies. It depends on the clinic, medical procedures, insurance, and the parents’ needs. Understanding the costs, including agency fees and medical expenses, is important.

How can NRIs choose the right surrogacy clinic in India?

Picking the right clinic in India is crucial for NRIs. Research the clinics based on reputation, doctor experience, and success rates. Also, look at the cost and services offered to ensure quality care.

Is commercial surrogacy banned in India?

Yes, commercial surrogacy banned in India. 

Is single male surrogacy is allowed in India?

Yes, single man surrogacy is not allowed in India as per Surrogacy Regulation Act, 2021. 

 

Source Links

• https://www.ivfconceptions.com/surrogacy-for-nri-in-india/ – Is Surrogacy for NRI in India Allowed | IVF Conceptionshttps://en.wikipedia.org/wiki/Surrogacy_in_India – Surrogacy in India