How Much Does Surrogacy Cost in Tennessee (2025)

How Much Does Surrogacy Cost in Tennessee  (2025)

The average cost of surrogacy in Tennessee is between $90,000 and $150,000 according to recent analysis but it vary depending on many factors like locations, services needed, surrogate compensation, number of attempts needed. 

Thinking about surrogacy in Tennessee but worried about the cost? Starting this journey is both thrilling and can be expensive. But, with the right info and help, you can feel confident about it. 

This guide will cover the average cost of surrogacy in Tennessee. We’ll break down all the costs you might face.

Get in touch for FREE SURROGACY CONSULTING:

Mobile: +91-8800481100 ( WhatsApp, Line, Viber)

Email: neelam@ivfconceptions.com

📮 Ukrainesurrogacyagency.com

Key Takeaways

• The average cost of surrogacy in Tennessee is between $90,000 and $150,000 according to recent analysis.
• Costs can change based on your situation and what you need for the process.
• It’s key to know the costs, like agency fees, medical bills, and legal fees, for planning.
• Things like the type of surrogacy, the surrogate’s health, and the agency’s experience can affect the cost.
• Looking into financing options, like loans, payment plans, and grants, can help with the cost of surrogacy.
• You can opt for international surrogacy countries like Georgia, Ukraine, Mexico and Colombia for more affordable surrogacy journey. 

More Resources to Read:

Cost of Surrogacy in USA: What to Expect

Who Can Become Surrogate Mother: Requirements And Info

Surrogate Mother Cost for Twins: What to Expect

Average Cost for Surrogacy: Detailed Breakdown

 

Understanding Gestational Surrogacy in Tennessee: An Overview

Surrogacy is a complex and life-changing process. It’s when a woman, the surrogate, carries and delivers a child for another person or couple, the intended parents. In the U.S., there are two main types: traditional and gestational surrogacy.

What is Surrogacy?

Surrogacy is a way to have a baby through assisted reproduction. A woman, the surrogate, agrees to carry a pregnancy for another person or couple, the intended parents. The surrogate might or might not be genetically related to the child, depending on the arrangement.

Types of Surrogacy

• Traditional Surrogacy: Here, the surrogate is the genetic mother. Her egg is fertilized, usually by the intended father’s sperm or a donor’s sperm.
• Gestational Surrogacy: In this, the surrogate carries a pregnancy. The embryo is made from the intended parents’ or donors’ eggs and sperm. She has no genetic link to the child.

Legal Considerations

The laws on surrogacy in the U.S. differ by state. In Tennessee, gestational surrogacy is allowed, with certain rules and steps to establish legal parentage. The state requires a genetic link between the intended parents and the child. The surrogacy agreement must also get court approval.

Intended parents, whether married or single, including LGBTQIA+ individuals, can pursue surrogacy in Tennessee. They need to follow extra legal steps for the non-genetic parent.

Legal Consideration	Tennessee
Genetic Connection Requirement	At least one intended parent must have a genetic connection to the child
Surrogacy Agreement Approval	Must be pre-approved by the court
Intended Parents	Married couples and single individuals, including LGBTQIA+ parents
Compensated Surrogacy	Permitted
Residency Requirements	No specific residency requirements for intended parents

 

Knowing the legal side of surrogacy in Tennessee is key for both intended parents and surrogates. It ensures a smooth and fair process.

Average Surrogacy Costs in Tennessee

The total cost of surrogacy in Tennessee ranges from $90,000 to $150,000. This is similar to the national average. However, Tennessee might be slightly cheaper than states like California or New York. The state’s laws can also add to the legal fees.

State-Specific Expenses

In Tennessee, first-time surrogates get paid between $48,000 and $50,000. This amount depends on their insurance. Surrogates can get extra money for each successful surrogacy.

Other costs include:

• $400 for medical screening
• $500 contract signing bonus
• $1,500 for cycle medication and transfer fee
• $5,000 extra for carrying twins
• $2,000 for a C-section delivery
• $750 for maternity clothing ($1,000 for twins)
• $200 monthly expense allowance during pregnancy

Intended parents must pay for travel, counseling, legal fees, life insurance, and medical costs. This includes health insurance if needed.

National Comparisons

The average surrogate pay in Tennessee is about $45,000. This is lower than the national average. But, the total cost of Affordable Surrogacy Memphis can still be $90,000 to $150,000. This is due to extra expenses and agency fees.

Expense	Tennessee Average	National Average
Base Compensation for Surrogates	$48,000 – $50,000	$50,000 – $60,000
Additional Payments	Up to $5,000	Up to $10,000
Total Cost of Affordable Surrogacy Memphis	$90,000 – $150,000	$100,000 – $150,000

Breakdown of Surrogacy Costs in Tenessee

Understanding the costs of surrogacy in Tennessee is key. The costs include agency fees, medical expenses, and legal fees.

• Agency Fees

Agency fees in Tennessee are between $15,000 and $30,000. These fees cover the agency’s work, like matching and support.

• Medical Expenses

Medical costs for surrogacy in Tennessee are $30,000 to $60,000. This includes fertility treatments and pregnancy care. Costs vary based on the surrogate’s health.

• Legal Fees for surrogacy

Legal fees for surrogacy in Tennessee are $5,000 to $15,000. These fees cover legal contracts and court proceedings.

The cost of surrogacy in Tennessee can change based on several factors. These include the agency’s experience and the surrogate’s health.

Prospective parents should research and talk to experts to understand their costs.

Factors Influencing Surrogacy Costs

When you think about surrogacy in Tennessee, there are many things to consider. The cost can change based on the type of surrogacy, the surrogate’s health and experience, and the agency’s reputation. Each of these factors can affect the final cost.

• Type of Surrogacy Chosen

The type of surrogacy matters a lot. Traditional surrogacy is cheaper, but gestational surrogacy, where the surrogate doesn’t use her own egg, costs more. This is because gestational surrogacy needs more medical steps. The cost for using a surrogate in the U.S. can be between $90,000 and $130,000. The surrogate gets between $25,000 to $50,000 for her part.

• Health of the Surrogate

The surrogate’s health and past pregnancies also affect the cost. First-time surrogates in Tennessee might get $50,000 to $90,000. But, if the surrogate has already had a successful pregnancy, she can get more, between $60,000 to $110,000. 

Surrogates need to have had a healthy pregnancy before and not have too many c-sections.

• Experience of the Agency

The agency’s reputation and experience also matter. In Tennessee, the cost of surrogacy can change a lot based on the agency. 

Good agencies with lots of experience might cost more. But, they offer a lot of support and help during the process.

Factor	Impact on Surrogacy Cost
Type of Surrogacy	Gestational surrogacy is more expensive because it needs more medical steps.
Surrogate Health and Experience	First-time surrogates get $50,000 to $90,000. Experienced ones get $60,000 to $110,000.
Surrogacy Agency Reputation	Good agencies might cost more but offer more support and help.

Additional Expenses to Consider

When planning for surrogacy in Tennessee, remember there are extra costs. These include insurance, counseling, and other things that can add up. These costs can change the total price a lot.

Insurance Coverage

Insurance for the surrogate is a big extra cost, from $15,000 to $30,000. It’s important to protect everyone from unexpected medical issues. Thinking about Insurance Coverage Tennessee is key when planning the surrogacy cost in the USA.

Counseling Services

Counseling for everyone involved is also a big expense, from $2,000 to $5,000. These sessions help everyone deal with the emotional side of surrogacy. They make sure the journey is positive for all.

Other extra costs include travel, lost wages for the surrogate, and other small things. When planning for surrogacy cost in the USA, remember these can add $20,000 to $50,000 to the total.

Financing Options for Surrogacy

Starting the surrogacy journey is exciting but can be costly. Luckily, there are many ways to finance it, even with a small budget. Options include personal loans, payment plans, and grants. These help make affordable surrogacy options and low-cost surrogacy destinations more accessible.

Personal Loans

Personal loans are a good choice for surrogacy financing. They offer competitive rates and flexible repayment terms. This way, you can pay over time. Prosper Healthcare Lending has helped over 250,000 people, including those seeking surrogacy.

Payment Plans

Some agencies, like Family Inceptions, offer payment plans. These plans are tailored to fit your budget. They help manage monthly payments and lower upfront costs.

Grants and Scholarships

Organizations like the Baby Quest Foundation and the Family Formation Charitable Trust offer grants and scholarships. These can save you $5,000 to $10,000 or more. They’re especially helpful for those with financial need.

Exploring these financing options can help you achieve your dream of having a family through surrogacy. Even in low-cost surrogacy destinations, with careful planning, parenthood becomes more accessible.

Pros and Cons of Using a Surrogacy Agency

Choosing between a surrogacy agency and an independent arrangement is key. Agencies in Chattanooga offer great support but come with costs. Knowing the pros and cons helps make a choice that fits your budget and needs.

Aspect	Pros of Using a Surrogacy Agency	Cons of Using a Surrogacy Agency
Support System	They provide full support, including screening, legal advice, and emotional counseling.	None noted.
Efficiency	They make the process smoother with medical partnerships and coordination.	None noted.
Expertise	You get access to experienced professionals and trusted networks.	None noted.
Financial Investment	It ensures quality services and peace of mind.	Agency fees are $15,000 to $30,000, increasing costs.
Independence	They handle legal, medical, and logistical tasks for you.	It may not save money compared to going it alone.
Flexibility	They offer a structured process for those new to surrogacy.	It may not fit those with a tight budget or who want to be more involved.

 

Understanding these pros and cons helps you decide if a surrogacy agency is right for you. It’s about finding what fits your financial and emotional needs for a successful journey.

Selecting a Surrogate in Tennessee

Finding the right surrogate is key in the surrogacy journey. In Tennessee, parents work with trusted agencies to find their surrogate. They look at the surrogate’s health, qualifications, and if they match with the parents.

Criteria for Choosing a Surrogate

Surrogates in Tennessee must meet certain criteria. These include:

• Age range of 21-41 years old
• At least one successful pregnancy and currently raising a child
• No felony convictions or major complications from previous pregnancies

Agencies match parents with surrogates carefully. They aim to find a good surrogate mother in 30-90 days.

Screening Processes

Potential surrogates go through a detailed screening. This includes:

1. Physical evaluation by doctors at the agency’s fertility center
2. Mandatory counseling sessions for both the surrogate and intended parents
3. Legal contract review and execution with the support of an attorney
4. Ongoing monitoring and support throughout the pregnancy

The agency tries to find more low-cost surrogates across the U.S. This ensures a wide range of candidates for parents.

Surrogacy Matching Timeline	Compensation Details
Average wait time to find a surrogate: 1-6 months	Average surrogate compensation: $45,000
Surrogacy matching within 30-90 days through the agency	Exclusive Parent Protection Fee for reimbursement in case of an unsuccessful journey

 

Choosing the right surrogate in Tennessee is crucial. It ensures a safe and successful journey for parents.

Legal Aspects of Surrogacy in Tennessee

Tennessee recognizes surrogacy agreements. However, they must follow specific rules to be valid. Legal fees for drafting contracts can range from $5,000 to $15,000. Same-sex couples or single parents might need extra legal steps.

Surrogacy Agreements

Tennessee allows both traditional and gestational surrogacy. Surrogacy contracts cover important details like compensation and rights. While there are no specific laws, court opinions guide the legal process.

Parental Rights

In Tennessee, getting pre-birth parentage orders is usually easy for genetically related parents. But, for others, adoption might be needed. Same-sex couples and single parents face extra challenges.

Legal Considerations	Tennessee Surrogacy Laws
Compensated Surrogacy	Allowed
Traditional Surrogacy	Legal with specific provisions
Surrogacy Contract Enforceability	No specific laws, guided by court opinions
Parentage Orders for Gestational Surrogacy	Obtainable for intended parents
Surrogacy with Donated Embryos	Not recommended due to legal complexities
Surrogacy for Same-Sex Couples	No additional laws, but challenges exist

Affordable International Surrogacy Options: Exploring Surrogacy Abroad

 

For many U.S.-based intended parents, surrogacy abroad presents an appealing alternative, combining affordability, streamlined processes, and legally structured programs that may be unavailable domestically. 

While the United States is known for its advanced surrogacy practices, the high costs and variable legal landscapes often pose challenges.

In contrast, international surrogacy offers:

• Lower Surrogacy Costs: Substantially reduced financial burdens.
• Global Expertise: Access to experienced professionals across various regions.
• Favorable Legal Frameworks: Simplified pathways to parenthood in countries with supportive surrogacy laws.
• No wait for Surrogates- Most of the international surrogacy countries offer no to very little wait period for surrogate matching.

 

By exploring surrogacy abroad, intended parents can realize their dream of building a family without facing the financial strain often associated with domestic surrogacy options. Let us guide you in navigating this journey with confidence and peace of mind.

 

Country	Type of Surrogacy Allowed	Eligibility	Cost Range	Legal Status
Georgia	Gestational (Commercial)	Heterosexual married couples	$50,000–$75,000	Legal, with contracts that are legally binding.
Ukraine	Gestational (Commercial)	Heterosexual married couples	$45,000–$70,000	Legal, with clear parental rights post-birth.
Armenia	Gestational (Commercial)	Heterosexual married couples	$50,000–$70,000	Legal, with parental rights transferred at birth.
Colombia	Gestational (Commercial & Altruistic)	All couples, including same-sex couples	$60,000–$80,000	Permitted; contracts are private agreements.
Mexico	Gestational (Commercial & Altruistic)	Heterosexual and same-sex couples; varies by state	$60,000–$80,000	Varies by state; legal in Tabasco and Sinaloa.
Argentina	Gestational (Altruistic & Commercial)	Heterosexual couples, same-sex couples, singles	$50,000–$80,000	No specific laws; agreements are private.
India	Altruistic	Only Indian heterosexual couples	Not available for international couples	Restricted to altruistic surrogacy for Indian citizens.

 

Below is a detailed overview of key international surrogacy destinations, including their processes, legalities, eligibility requirements, and costs:

SURROGACY IN GEORGIA (COUNTRY)

Aspect	Details
Process	Well-regulated and streamlined, with established clinics and agencies.
Legal	Permitted for heterosexual married couples; contracts are legally binding.
Eligibility	Requires proof of infertility for the intended mother.
Cost	$50,000–$75,000, significantly lower than U.S. costs.

 

SURROGACY IN UKRAINE

Aspect	Details
Process	Reliable medical facilities and professional surrogacy services.
Legal	Permitted for heterosexual married couples; parental rights assigned post-birth.
Eligibility	Requires marriage certificates and medical evidence of infertility.
Cost	$50,000–$60,000, depending on program inclusions.

 

Surrogacy in Armenia

Aspect	Details
Process	Affordable option with growing medical infrastructure.
Legal	Recognized as legal; parental rights transfer after birth.
Eligibility	Open to married heterosexual couples with medical need for surrogacy.
Cost	$55,000–$65,000, ideal for budget-conscious couples.

 

SURROGACY IN COLOMBIA

Aspect	Details
Process	Features experienced clinics and growing expertise in fertility treatments.
Legal	Permitted with private contracts; legal frameworks vary.
Eligibility	Open to all couples and individuals, including same-sex couples.
Cost	$60,000–$80,000, depending on the complexity of the case.

 

SURROGACY IN MEXICO

Aspect	Details
Process	Long-standing destination with high-quality medical care.
Legal	Laws vary by state; popular hubs include Tabasco and Sinaloa.
Eligibility	Open to most couples and individuals; state-specific requirements apply.
Cost	$55,000–$80,000, offering a cost-effective option near the U.S.

 

Surrogacy in Argentina

Aspect	Details
Process	Gaining recognition for affordability and favorable legal interpretations.
Legal	No specific laws; private contracts used; parental rights assigned post-birth.
Eligibility	Open to heterosexual couples, same-sex couples, and single parents.
Cost	$50,000–$75,000.

 

SURROGACY IN INDIA

Aspect	Details
Process	Allows only altruistic surrogacy for Indian citizens.
Legal	Commercial surrogacy is prohibited; strict regulations for Indian couples.
Eligibility	Restricted to Indian heterosexual couples with medical infertility proof.
Cost	Not available for international couples due to legal restrictions.

 

Additional Resources to Read:

Choosing the Best Surrogacy Agency in Georgia Country

The Complete Guide to Surrogacy Cost Without Agency

13 Crucial Factors for Choosing the Right Surrogacy Agency for You

Why Ukraine Surrogacy Agency?

 

Moving Forward: Next Steps After Deciding on Surrogacy

The cost of surrogacy in Tennessee is between $90,000 and $150,000. This includes agency fees, medical costs, legal fees, and any additional expenses.

Understanding the costs of surrogacy in Tennessee is key. The type of surrogacy, the surrogate’s health, and the agency’s experience can affect costs.

Creating a realistic budget helps prepare for the financial aspects of surrogacy. This way, you can avoid unexpected expenses.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  Ukraine Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.

Our team has over 14 years of experience facilitating surrogacy arrangements, egg donation, and serving as an advocacy resource for infertile couples and LGBTQ individuals seeking to build families.

Get in touch for FREE SURROGACY CONSULTING:

Mobile: +91-8800481100 ( WhatsApp, Line, Viber)

Email: neelam@ivfconceptions.com

📮 Ukrainesurrogacyagency.com

 

 

FAQs for surrogacy in Tennessee

What are the typical agency fees for surrogacy in Tennessee?

Agency fees in Tennessee usually range from $15,000 to $30,000.

What are the average medical expenses for surrogacy in Tennessee?

Medical expenses for surrogacy in Tennessee can be from $30,000 to $60,000.

How much are the legal fees for surrogacy in Tennessee?

Legal fees for surrogacy in Tennessee are between $5,000 to $15,000.

What is the average total cost of surrogacy in Tennessee?

The average total cost of surrogacy in Tennessee is $90,000 to $150,000.

How do the surrogacy costs in Tennessee compare to other states?

Tennessee’s surrogacy costs are similar to national averages. They might be a bit lower than in states like California or New York.

What factors can influence the cost of surrogacy in Tennessee?

Several factors can affect the cost of surrogacy in Tennessee. These include the type of surrogacy, the surrogate’s health, and the agency’s reputation.

What additional expenses should intended parents in Tennessee consider?

Additional costs might include surrogate insurance premiums, counseling services, and travel. These can add $20,000-$50,000 to the total cost.

What financing options are available for surrogacy in Tennessee?

Financing options include personal loans, home equity loans, and fertility-specific loans. Grants or scholarships from organizations like the Baby Quest Foundation and the Family Formation Charitable Trust are also available.

What are the legal requirements for surrogacy agreements in Tennessee?

Tennessee law recognizes surrogacy agreements. They must meet specific requirements to be enforceable. Legal fees for drafting and reviewing contracts are $5,000 to $15,000.

What are some common myths about surrogacy costs in Tennessee?

Myths include thinking surrogacy is always cheaper than adoption and that all expenses are tax-deductible. In reality, costs vary widely, and only some medical expenses may be tax-deductible.

Source Links

• https://connect.asrm.org/lpg/resources/surrogacy-by-state?ssopc=1 – Surrogacy Laws By State – Legal Professional Group
• https://www.investopedia.com/how-much-does-a-surrogate-cost-6752258 – How Much Does a Surrogate Cost?