Cost of Surrogacy in Oklahoma: Complete Surrogacy Cost Guide in 2025
Surrogacy costs in Oklahoma range from $120,000 to $150,000. This is a big investment for those wanting to become parents. This guide breaks down the costs, including agency fees, surrogate pay, medical bills, and legal fees.
The surrogacy process in Oklahoma involves many expenses. These include marketing, surrogate screening, match fees, and prenatal care. Knowing these costs helps families plan and budget for this journey.
Understanding the costs of surrogacy helps families make informed choices. This way, they can move through the process with confidence.
Get in touch for FREE SURROGACY CONSULTING:
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Key Takeaways
- Surrogacy costs in Oklahoma range from $120,000 to $150,000, with a detailed fee breakdown.
- Surrogate compensation in Oklahoma can range from $45,000 to $75,000, depending on experience.
- The total cost for intended parents typically falls between $60,000 to $150,000, covering agency fees, surrogate compensation, and medical/legal expenses.
- Gestational surrogacy is legal in Oklahoma, while traditional surrogacy is only permitted in altruistic arrangements.
- You can consider surrogacy abroad with international surrogacy countries where surrogacy is more affordable and legal.
More Resources to Read:
Cost of Surrogacy in USA: What to Expect
Who Can Become Surrogate Mother: Requirements And Info
Surrogate Mother Cost for Twins: What to Expect
Average Cost for Surrogacy: Detailed Breakdown
Understanding Surrogacy in Oklahoma
Surrogacy in the USA, including Oklahoma, involves a surrogate carrying a baby for intended parents. Most surrogacies are gestational, where the surrogate is not related to the child.
Commercial surrogacy is legal in Oklahoma, but genetic surrogacy is not. The state’s attorney general has ruled that genetic surrogacy would violate child human trafficking statutes. It’s important for both surrogates and intended parents to understand the legal landscape.
Types of Surrogacy
There are two main types of surrogates in the United States:
- Gestational surrogates are not genetically related to the child they carry.
- Traditional (genetic) surrogates are genetically related to the fetus they carry.
Legal Considerations
Surrogacy in Oklahoma is governed by the Oklahoma Gestational Agreement Act. This law outlines the rights of surrogates and intended parents. It includes establishing pre-birth orders to legally designate the intended parents as the child’s legal parents. Residency requirements exist, with either the intended parents or gestational carrier needing to have resided in Oklahoma for at least 90 consecutive days before validating the surrogacy agreement.
“The surrogacy process in Oklahoma can take up to 15-18 months, with additional time required if egg or sperm donors need to be found or embryos need to be created.”
It’s important to note that international intended parents cannot pursue surrogacy in Oklahoma. At least one parent needs a genetic connection to the embryo. Altruistic surrogacy, where the surrogate is not financially compensated beyond medical expenses, is permitted in the state.
Average Cost of Surrogacy in Oklahoma
The average cost of surrogacy in Oklahoma ranges from $120,000 to $150,000, or more. Understanding these expenses is key to planning your surrogacy journey effectively.
National Comparison
Compared to the national average, the cost of surrogacy in Oklahoma is competitive. The average cost of surrogacy in the United States is between $110,000 to $170,000. Oklahoma’s costs are in line with this national trend, making it an accessible option for many.
Regional Variations
In Oklahoma, surrogacy costs can vary slightly by region. Costs in urban areas like Oklahoma City or Tulsa may be higher than in rural areas. These differences are due to factors like the availability of surrogates, the prevalence of surrogacy agencies, and the cost of living.
Factors Affecting Costs
- The surrogate’s level of experience and compensation
- The complexity of the surrogacy arrangement, including the use of egg or sperm donation
- The number of in vitro fertilization (IVF) cycles required
- Medical expenses for the surrogate’s prenatal care and delivery
- Legal fees for drafting the surrogacy contract and establishing parental rights
- Agency fees for coordinating the surrogacy process
- Miscellaneous costs, such as travel expenses and insurance premiums
These factors can significantly impact the total cost of surrogacy in Oklahoma. It’s essential for intended parents to carefully evaluate their budget and plan accordingly.
Breakdown of Surrogacy Costs in Oklahoma
The total cost of surrogacy in the state typically falls between $120,000 to $150,000. More affordable options start at under $100,000.
Surrogate compensation is a big expense. Surrogates in Oklahoma City can earn from $50,000 to $110,000 or more, depending on their experience level.
Medical Expenses
Medical costs for surrogacy can be high. They cover fertility treatments, embryo transfers, and prenatal care. The number of embryos implanted, pregnancy duration, and potential complications can affect these costs. Insurance coverage and the choice of IVF clinic also play a role.
Agency Fees
Working with a reputable surrogacy agency in Oklahoma City can be very helpful. However, it comes with fees. These fees range from $30,000 to $50,000 and include services like screening, matching, legal assistance, and ongoing case management.
Legal Fees
Legal aspects of surrogacy in Oklahoma are crucial. This process can be costly. Attorney fees, contract drafting, and validating pre-birth parentage orders can cost from $5,000 to $10,000 or more.
Miscellaneous Costs
Surrogacy in Oklahoma may also involve various miscellaneous costs. These include travel, lodging, insurance premiums, and additional medical procedures. These costs can add thousands of dollars to the overall budget.
When considering surrogacy in Oklahoma, it’s important to work with a surrogacy agency and legal professionals. They can help understand the full scope of costs. Exploring financing options, like loans and grants, can make the process more affordable.
Financing Options for Surrogacy
Surrogacy can be exciting but also financially challenging. Fortunately, intended parents in Oklahoma have various financing options.
From surrogacy insurance coverage to specialized loans and grants, there are many ways to make surrogacy more affordable.
Loans and Grants
Fertility clinics and surrogacy agencies often work with lenders to offer affordable surrogacy options. These loans can cover costs like medical expenses, agency fees, and legal fees.
Some organizations also offer grants and financial assistance to eligible intended parents. This makes surrogacy more accessible.
Insurance Coverage
In Oklahoma, surrogacy insurance coverage may vary. Some insurance policies cover parts of the surrogacy process. Intended parents should review their insurance plans to understand their coverage. They should also explore any potential reimbursement opportunities.
Payment Plans
Many surrogacy agencies, including American Surrogacy, offer flexible payment plans. These plans help intended parents manage the financial burden. They can be tailored to individual financial circumstances, making surrogacy more affordable.
Understanding the financial side of surrogacy can be tough. But, with the right help, parents in Oklahoma can find ways to pay for it. They can look into loans, grants, insurance, and payment plans to start their journey with confidence.
Affordable International Surrogacy Options: Exploring Surrogacy Abroad
For intended parents seeking a cost-effective, reliable, and legally secure surrogacy process, international surrogacy offers a promising solution. Countries in Latin America and Eastern Europe are emerging as affordable and dependable destinations for surrogacy, providing quality services at a fraction of the cost compared to many domestic options.
With over 15 years of expertise in facilitating international surrogacy journeys, we connect intended parents with trusted and experienced service providers worldwide.
For many U.S.-based intended parents, surrogacy abroad presents an appealing alternative, combining affordability, streamlined processes, and legally structured programs that may be unavailable domestically.
While the United States is known for its advanced surrogacy practices, the high costs and variable legal landscapes often pose challenges.
In contrast, international surrogacy offers:
- Lower Surrgacy Costs: Substantially reduced financial burdens.
- Global Expertise: Access to experienced professionals across various regions.
- Favorable Legal Frameworks: Simplified pathways to parenthood in countries with supportive surrogacy laws.
- No wait for Surrogates- Most of the international surrogacy countries offer no to very little wait period for surrogate matching.
By exploring surrogacy abroad, intended parents can realize their dream of building a family without facing the financial strain often associated with domestic surrogacy options. Let us guide you in navigating this journey with confidence and peace of mind.
Country | Type of Surrogacy Allowed | Eligibility | Cost Range | Legal Status |
Georgia | Gestational (Commercial) | Heterosexual married couples | $50,000–$75,000 | Legal, with contracts that are legally binding. |
Ukraine | Gestational (Commercial) | Heterosexual married couples | $45,000–$70,000 | Legal, with clear parental rights post-birth. |
Armenia | Gestational (Commercial) | Heterosexual married couples | $50,000–$70,000 | Legal, with parental rights transferred at birth. |
Colombia | Gestational (Commercial & Altruistic) | All couples, including same-sex couples | $60,000–$80,000 | Permitted; contracts are private agreements. |
Mexico | Gestational (Commercial & Altruistic) | Heterosexual and same-sex couples; varies by state | $60,000–$80,000 | Varies by state; legal in Tabasco and Sinaloa. |
Argentina | Gestational (Altruistic & Commercial) | Heterosexual couples, same-sex couples, singles | $50,000–$80,000 | No specific laws; agreements are private. |
India | Altruistic | Only Indian heterosexual couples | Not available for international couples | Restricted to altruistic surrogacy for Indian citizens. |
Below is a detailed overview of key international surrogacy destinations, including their processes, legalities, eligibility requirements, and costs:
SURROGACY IN GEORGIA (COUNTRY)
Aspect | Details |
Process | Well-regulated and streamlined, with established clinics and agencies. |
Legal | Permitted for heterosexual married couples; contracts are legally binding. |
Eligibility | Requires proof of infertility for the intended mother. |
Cost | $50,000–$75,000, significantly lower than U.S. costs. |
SURROGACY IN UKRAINE
Aspect | Details |
Process | Reliable medical facilities and professional surrogacy services. |
Legal | Permitted for heterosexual married couples; parental rights assigned post-birth. |
Eligibility | Requires marriage certificates and medical evidence of infertility. |
Cost | $50,000–$60,000, depending on program inclusions. |
Surrogacy in Armenia
Aspect | Details |
Process | Affordable option with growing medical infrastructure. |
Legal | Recognized as legal; parental rights transfer after birth. |
Eligibility | Open to married heterosexual couples with medical need for surrogacy. |
Cost | $55,000–$65,000, ideal for budget-conscious couples. |
SURROGACY IN COLOMBIA
Aspect | Details |
Process | Features experienced clinics and growing expertise in fertility treatments. |
Legal | Permitted with private contracts; legal frameworks vary. |
Eligibility | Open to all couples and individuals, including same-sex couples. |
Cost | $60,000–$80,000, depending on the complexity of the case. |
SURROGACY IN MEXICO
Aspect | Details |
Process | Long-standing destination with high-quality medical care. |
Legal | Laws vary by state; popular hubs include Tabasco and Sinaloa. |
Eligibility | Open to most couples and individuals; state-specific requirements apply. |
Cost | $55,000–$80,000, offering a cost-effective option near the U.S. |
SURROGACY IN ARGENTINA
Aspect | Details |
Process | Gaining recognition for affordability and favorable legal interpretations. |
Legal | No specific laws; private contracts used; parental rights assigned post-birth. |
Eligibility | Open to heterosexual couples, same-sex couples, and single parents. |
Cost | $50,000–$75,000. |
SURROGACY IN INDIA
Aspect | Details |
Process | Allows only altruistic surrogacy for Indian citizens. |
Legal | Commercial surrogacy is prohibited; strict regulations for Indian couples. |
Eligibility | Restricted to Indian heterosexual couples with medical infertility proof. |
Cost | Not available for international couples due to legal restrictions. |
Additional Resources to Read:
Choosing the Best Surrogacy Agency in Georgia Country
The Complete Guide to Surrogacy Cost Without Agency
13 Crucial Factors for Choosing the Right Surrogacy Agency for You
Conclusion
Surrogacy is a big financial step. Knowing all the costs is key. The average cost of surrogacy in Oklahoma is between $120,000 and $150,000. This includes the cost of services and legal fees.
When looking at agencies, check their fees closely. Look at management fees, legal costs, and any extra charges. A clear and open agency can help you plan your budget better.
If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at Ukraine Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.
Our team has over 14 years of experience facilitating surrogacy arrangements, egg donation, and serving as an advocacy resource for infertile couples and LGBTQ individuals seeking to build families.
Get in touch for FREE SURROGACY CONSULTING:
Mobile: +91-8800481100 ( WhatsApp, Line, Viber)
Email: neelam@ivfconceptions.com
FAQs for cost of surrogacy in Oklahoma
What is the typical cost of surrogacy in Oklahoma?
The cost of surrogacy in Oklahoma is between $120,000 and $150,000. This includes the surrogate’s pay, medical bills, legal fees, and agency costs.
What factors affect the cost of surrogacy in Oklahoma?
The cost of surrogacy in Oklahoma changes based on the surrogate’s experience and location. Medical and legal costs, and the specifics of the case, also play a role.
What are the different types of surrogacy available in Oklahoma?
In Oklahoma, commercial surrogacy is legal. This means the surrogate isn’t related to the child. But, genetic surrogacy, where the surrogate is the biological mother, is not allowed.
What are the typical financing options for surrogacy in Oklahoma?
Financing options include loans, grants, and payment plans. Some agencies offer help or structured payments. Insurance for surrogacy varies, so it’s good to look at all financing options.
How can I find a reputable surrogacy agency in Oklahoma?
Top surrogacy agencies in Oklahoma are American Surrogacy, Adoption & Surrogacy Choices of Oklahoma, and Family Inceptions. Look at their experience, success rates, and fees. Ask about their screening, matching, and support services, and compare their fees.
Source Links
- https://connect.asrm.org/lpg/resources/surrogacy-by-state?ssopc=1 – Surrogacy Laws By State – Legal Professional Group
- https://www.investopedia.com/how-much-does-a-surrogate-cost-6752258 – How Much Does a Surrogate Cost?

Highly esteemed, authoritative, and trusted professional with a 14-year of experience in international surrogacy. Advocate for Secure, Legal, and Affordable International Surrogacy.
Neelam Chhagani, MA (Counselling Psychology) and Holistic Infertility and Third-Party Reproduction Consultant.
Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 300 dedicated blogs, and top contributor on Quora for Surrogacy.
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